The Voice of Colorado’s Trucking Industry

Worker’s Comp & Safety

What is Worker's Compensation Insurance?

Colorado Motor Carriers Association’s Safety Group Program brings together Colorado transportation and trucking businesses that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

A Four Percent Discount on Your Workers’ Compensation Premium

Members’ premium is based on their organization’s individual claims history. No member will pay more for participating in a safety group program than they would as a non-participant, and you earn additional savings on your workers’ compensation costs with an up-front discount.

Eligibility for a Safety Group Program Dividend

There is also the potential to receive a safety group program dividend. A dividend is a portion of the premium returned to a policyholder based on the safety record of the safety group program’s members. Last year alone, Pinnacol Assurance and Flood and Peterson returned over $600,000 to our members.


  • A four percent discount on your workers’ compensation premium
  • Eligibility for a safety group program dividend
  • Improved risk management and loss control


  • Safety group program training and materials
  • Risk management training — available online and in locations across the state
  • Individualized service from a Pinnacol customer-focused service team


  • Have two full-term policy periods of continuous workers’ compensation experience, excluding the current period
  • Maintain a minimum loss ratio established by the safety group program
  • Comply with the safety group program’s training requirements
  • Maintain effective hiring, safety and claims management programs
  • Demonstrate management commitment to maintaining and enhancing a safe workplace
  • Implement a return-to-work program
  • Designate and use Pinnacol SelectNet providers. Rural exception for physical locations without a SelectNet provider within 30 miles

The Pinnacol Assurance Difference

Competitive Pricing

Employer Dividends

Trucking Industry Expertise

Superior Claims Handling

Training & Resources

Colorado Proud


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Did You Know?…

Did You Know?

Driving a truck is one of the 5 riskiest jobs in the United States?


Flood and Peterson

Rob Ronzio

Eric Zurbrigen

Dani Beauvais

Patti Gillette
CMCA Affiliated Programs
303-433-3375 ext. 4